Frequently Asked Questions (FAQs)

How does my Loan work?
At All Finance Solutions 4 you, we are here to help! You fill in an application, provide the relevant documentation and we will process your application fast. Once your loan is approved, we discuss the repayments.

What is the term of the loan?
Every loan term is different depending on individual’s need , minimum loan term is 12 months and maximum loan term is 84 months. The longer the loan term the lower the interest rate is usually.

How do I apply for loan?
We have an online application form you can fill out or call us. Application is very simple we just need supporting documents as such a Proof of ID, Proof of address, and Proof of income these are the basic requirements to assess your application. You can send us supporting documents Via Fax, post or in person at our current address.

How much is the application fees?
We don’t charge any applications fees or monthly account keeping fees but some lenders we use do have minimum application charges. It’s basically a one off cost for setting up the loan. We are proud to say there are “NO HIDDEN CHARGES”

How do I pay my repayments?
Each loan repayment is schedule to be direct debited from your nominated account, they are mostly lined up with salary frequency to make it easier to pay.

I have bad credit or I am bankrupt can I still apply for a loan?
Yes you can still apply for a loan if you have defaults, bad credit, bankrupt or been declined by other banks. We specialise in giving people a second chance for a loan. These applications are been assessed in a different way we are more interest in your future financial circumstances/strategy. We will try to get you approved under responsible lending criteria.

What happens if I pay out my loan early?
There are no hidden charges to payout the loan early but some of our lenders do have early exit fees which you can check on lenders terms and conditions.

What is the current interest rate?
We provide a vast variety of products and each lender have different interest rate, to find out more please call us on 1300 154 482